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Frequently Asked Questions


When do I have to notify MMIA of changes in my Property?
All changes must be submitted at least once each year with your property renewal (usually occurs in February through April). Any change in covered structures/real property, regardless of value, must be reported as it occurs throughout the year. Any change in personal property with value of $100,000 or more must be reported as it occurs throughout the year. Changes in vehicles with values of $100,000 or more must be reported throughout the year. Changes in vehicles and equipment valued @ less than $100,000 need only be reported at renewal. Note: Any single change of $700,000 or more, reported in the 1st six months of a policy period is subject to additional premium.